Capital One Credit Card Complaint

Late fee

Capital One Credit card department,

Late fee New York

I maintain a checking account with - Bank and a - credit card account with Capital One. I used - 's bill payment service to pay my Capital One Visa credit card bill in full but it was credited to my credit card account - day late, resulting in a $25.00 late payment fee plus $25.00 interest. Specifically, I asked for the $120.00 payment to be sent on Wednesday, - -, 2015. According to -, it was delivered on Thursday, - -, but Capital One credited the payment on Saturday, - -. The payment was due on - -, hence the late payment and interest. I complained to Capital One, which agreed to refund the late payment but not the interest. I 'm notifying the CFPB because I ca n't tell which bank - up and I ca n't know whether this is fraud. But it seems very suspicious. Individually, I 'm only out $25.00 and I do n't expect the CFPB to get that back for me. But if this is happening to many people then it could add up to a very large amount of money. I can provide complete documentation if needed.

Capital One customer in New York
Nov 30, 2015

* Source: CFPB Complaint Database

Capital One response to complaint:
Closed with monetary relief

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Contact Capital One

http://www.capitalone.com/
(703) 720-1000
[email protected]
1680 Capital One Dr
McLean VA 22102
Capital One
Capital One

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