USAA Savings Credit Card Complaint

Billing disputes

USAA Savings Credit card department,

Billing disputes New York

After dealing with USAA and being told that they would not update my credit because a payment had not been made I got the answer I was looking for. USAA acknowledged they were wrong and sent a letter to the credit reporting agencies on -/-/- that they need to correct what was reported. USAA claims they removed the late fees attached onto the account. I asked that they credit the payment that should have been made in -/-/- of $80.00 and for the -/-/- payment of -. They are refusing to give credit of the $80.00 or $44.00 as they are claiming they did not get a payment from me, even though I authorized both payments to come out and their representative did not set up the payments. They acknowledged to me in a letter -/-/- that I did have a payment set up to come out - which led me to believe I in fact had the first payment go through. No one at USAA can tell me why I was never called after my first payment did n't go through as the account was behind before the payment was set up with - from their member debt solutions team. I then received a letter on -/-/- stating that I was behind and needed to make a payment. When asked why I was never notified they could not respond. When asked why they could n't credit the account they said because they never got the payment ... even though there is a letter stating otherwise and that payments were set up. I told usaa and offered to pay the balance in full if they credited the - and the - to my account and that that remaining balance could be and would be paid off in full. This company is turning away my money and still holding my credit hostage.

USAA Savings customer in New York
Nov 30, 2015

* Source: CFPB Complaint Database

USAA Savings response to complaint:
Closed with explanation

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