TransUnion Credit Reporting Complaint

TransUnion Credit reporting department,

Credit reporting company's investigation No notice of investigation status/result Ohio

Regarding account -, reported by - - as the listed creditor to TransUnion LLC - I spoke with the reporting creditor employee # - -/-/2015 -, and specialist # - -/-/2015 - in recorded and saved phone calls requesting them to verify and send copies of the information they 're reporting to the CRA. - - - representatives stated they have no records of this account and could not supply any information on what was being reported because it was created by a different lender that no longer services. - - has stated they are not the original creditor but is reporting as such. Account is missing in all variations on annual reports pulled - and prior but is reporting an open date -/-/-. The alleged debt buyer identified by - - has made no claims to the account, nor has it sent any records of validation to justify the reported balance. TransUnion verified all account information with the reporting creditor despite admitted missing records, and has not complied with dispute requests to remove or - ( a ) ( - ) requests to disclose THE method of verification used for this particular account, only a general statement of various possible methods with vague and unspecified procedures. Actions are FCRA - violations.