Amex Credit card department,
My salary check is direct deposit on the - of every month. In - I sent my payment in with a post it note asking them not to deposist until - -. Because AME- deposited my check earlier I received a NSF charge of $34.00 from -. I deducted the $34.00 NSF from next months balance and sent them a letter documenting the course of events. From - thu - interest fee charges began to escalate for the $34.00 non payment. In - I sent AME- the balance on my account and the chards of my credit card after the shredder. I did not tell them to close my account ... it was a message letting them know what I felt about their customer service. - - I received a letter saying, " We may increase your APR ''. " Cash rewards has been forfeited due to cancellation. '' After I received the letter I went online to access my account and it had been deactivated. I tried calling and when they asked me for my account number, they had no record of it. I received no statement in -. - I get a statement and AME- wants $2.00 for interest charged. I 'm livid that whoever opened my payment with the not asking for a - - deposit ignored my request. And correspondence from AME- on - -, -, - -, -, another one on the -, and - proves that the payment received department and correspondence department are n't talking to one another. I also sent a detailed letter inside a payment which AME- claims they never received. This is a -... note above that I was told in the - - letter that they will not be issuing my rewards money of which I am entitled. I can see now why - is not dealing with AME- in the future.
Amex customer in Oregon
Nov 02, 2015
* Source: CFPB Complaint Database
Amex response to complaint:
Closed with monetary relief
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | https://www.americanexpress.com/ |
Phone | 800-528-4800 |
Address | P.O.Box 981540 El Paso TX 79998 |
Amex | |
Amex |
Loading similar complaints
{{x.COMPANY}} {{x.ISSUE}} {{X.SUB_ISSUE}} {{x.COMPLAINT_WHAT_HAPPENED | preview}}... |