Financial Credit Service, Inc. Debt Collection Complaint

Taking/threatening an illegal action threatened to sue on too old debt

Financial Credit Service, Inc. Debt collection department,

Taking/threatening an illegal action Threatened to sue on too old debt California

Received a phone call this morning from ARA - claiming to be a law firm ( - ). Claimed I owed a line of credit to - - - for $20000.00 from 1992 and that I needed to pay immediately or they would file a lawsuit with the - - Courts and the sheriff would be at my door with a summons. I told them I have never done business with - - - and have never had a line of credit. He said that it has showed up on my credit report for years and many attempts have been made to collect. I told him I have never seen this on my credit and I do not owe the money and that the statue of limitations has already passed. He said I must owe the money because I know of SOL and that he could make a deal with me to settle the debt if I paid now. I once again told him I did not owe the debt - he then processed to talk over me in a very threating manner saying that he was going to file the suit and the next time I hear from then it would be the sheriff at my front door - he then screaming some profanity at me and hang up. I am over - and feel that this type of behavior is getting out of control especially with the senior population.

Financial Credit Service, Inc. customer in California
Sep 17, 2015

* Source: CFPB Complaint Database

Financial Credit Service, Inc. response to complaint:
Closed with explanation

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Contact Financial Credit Service, Inc.

http://www.fcsinc.biz/
800-706-3401
[email protected]
P.O. BOX 1211
Palatine IL 60078

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