Advance America, Cash Advance Centers, Inc. Payday Loan Complaint

Advance America, Cash Advance Centers, Inc. Payday loan department,

Charged bank acct wrong day or amt Indiana

-/-/-, I applied for and received a payday loan in the amount of $400.00 from Advance America. The total amount owed was $470.00 on -/-/-. On Approximately -/-/2015, I went to Advance America and paid $300.00 in cash, leaving a balance of $170.00. I was supposed to go back to Advance America on -/-/- to make the final $170.00 payment but did not because I was ill. I called them to apprise them of this and told them that I would be in to pay my balance once I felt better. On Wednesday, -/-/- I spoke with Advance America again and told them I was still ill, in fact I had just left the doctor 's office and had missed school but assured her that I would be in to pay my balance soon. The customer service rep suggested that I make a payment by Saturday, -/-/-, if I felt better. I did not! I missed their call on Monday. On Tuesday, they deposited the post dated check I left with my application for the full amount of $470.00. I called and asked them why they did this and Advance America stated that I missed their call and I did n't call back. I immediately told them that I did n't owe the full amount and she told me that they would refund the extra $300.00 taken once my check clears. So now I 'm being deprived of money that is clearly mine for their benefit. My account was overdrawn as a result of this. I suffered - and - because of this. I am already ill but would like to know do I have standing to bring a suit against Advance America for Damages. They had no right depositing a check written for the full amount when they knew the full amount was no longer owed. To me, it amounts to theft or the fraudulent interference with a consumer deposit account.