RBS Citizens Bank account or service department,
Checking account Deposits and withdrawals Ohio
On -/-/2015 I received an overdraft fee in the amount of $35.00. I was told by the manager at the - branch that it was caused by the - - preauthorized debit. As you can see on Document # 1, - - was posted to my account on -/-/15. Then on -/-/15 I was able to withdraw $130.00 out of my account because I had sufficient funds available. As you can see, on -/-/15 I had a balance in the amount of $5.00 which would have covered the - - transaction. Once again, this a plot to take money from the consumer. I asked the manager what time did the preauthorized debit post, she did n't have an answer but she told me what time ALL the other transactions posted. The bank is refusing to give timestamps for preauthorized debits just so they can get the overdraft fees. As I explained to her as well if - - was the transaction that overdrew my account, then why does n't it reflect on my statement. There are no parentheses showing that my account was in the negative at any given time. Anytime your account is in the negative, it will have parentheses around that item. So either way this is deceptive practices.
RBS Citizens customer in Ohio
Sep 04, 2015
* Source: CFPB Complaint Database
RBS Citizens response to complaint:
Closed with monetary relief
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