Bank of America Consumer Loan Complaint

Bank of America Consumer loan department,

Installment loan Problems when you are unable to pay New York

On - -, - - - of - - - -, -, a lawyer for the plaintiffs in - class actions pending in New York bankruptcy court, confirmed Monday that the - banks agreed last week that within the next three months, they 'll either report this debt as included in bankruptcy and remove any negative information or will delete it entirely from credit reports. The lawsuit, filed in Federal Bankruptcy Court in - -, accused the banks of engineering what amounts to a subtle but ruthless debt collection tactic, effectively holding borrowers ' credit reports hostage, refusing to fix the mistakes unless people pay money for debts that they do not actually owe. - - - -, who is presiding over the cases, has repeatedly refused the banks ' requests to throw out the lawsuits. In -, when he refused to dismiss the case against -, he said, The complaint sets forth a cause of action that - is using the inaccuracy of its credit reporting on a systematic basis to further its business of selling debts and its buyer 's collection of such debt. Bank of America promised to go further, agreeing to fundamentally change the way the bank reports all the stale debts that are sold to financial firms. For all credit-card debts sold since -/-/-, court records show, the bank will remove any marks on consumers ' credit reports. As it is now - -, more than the three months agreed upon in the settlement, I am requesting IMMEDIATE deletion of the zombie debt reported by BANK OF AMERICA that appears on my credit report.