Financial Credit Service, Inc. Debt Collection Complaint

Financial Credit Service, Inc. Debt collection department,

Taking/threatening an illegal action Threatened to sue on too old debt Washington

The debt in question was from several years previous. - There was no legal action at that time and no judgment etc. filed. Recently ARA Inc. contacted me by phone demanding that I pay that very old debt. The original amount of $20000.00. They advised me that they had contacted my bank and other creditors and determined I had the ability to pay. I told the representative that I did not like or were legally able to do so. I was told that it was determined that I was financially able to pay them. They were filing a petition to freeze or attach my assets. I advised them that the debt was very old and questioned about their ability to ignore the statute of limitations or other legal procedures provided by law. I also advised them that my income was fully - compensation. I was ignored and threatened with further legal process and garnishment of my - income. Today, -/-/2015, I received another call from ARA Inc. Again threatening me with legal garnishment proceedings. I asked for a copy of the original debt and again advised them that my income was from state and federal pensions. I asked that they


they would get their money, one way or another. '' I was concerned of illegal and immoral actions to attach my income. As they have all my personal security information I was concerned of Identity Theft or other acts of harassment and possibly violence. Later this day I received, by mail, a demand for payment in full. If I disputed the debt, this office will obtain a copy of a judgment and mail you a copy of such verification. This blatant and obvious illegal process appears to be their standard collection practices. There will be more threats.