Kirschenbaum, Phillips & Levy, P.C. Credit Card Complaint

Kirschenbaum, Phillips & Levy, P.C. Credit card department,

Billing disputes Ohio

Attached is a copy of a Collection Letter received by myself. Virtually Simultaneous to the mailing of this letter, which by law is to permit an answer by defendant within 30 days to any disputes of debt or any portion of it, to gather whatever evidence the defendant might have or to seek legal advice and discuss any remedies to alleged debt, the Alleged Creditor thru their Attorney in Violation of various Creditor and Debtor Laws including but not limited to the Fair Debt Collection Practices Act the Collection Company filed a complaint with the court. I attempted to contact the Collection Companies Attorneys of record on several occasions including - -, 2015 and -/-/2015 to discuss first and foremost the violations of various Creditor and Debtor Laws including but not limited to the Fair Debt Collection Practices Act as well as the alleged debt and on both occasions was told a different amount was owed $ - than in the complaint and that - of the attorney 's would reach out that day or the next or in the case of the - - call the next day or at that very latest - - to discuss the violations


of violation of various Creditor and Debtor Laws including but not limited to the Fair Debt Collection Practices Act, that I was in fact merely calling to dispute the debt, continuing to use the fruits from their poisonous tree to further their own case, and attempt to protect and insulate themselves from ongoing violations of various Creditor and Debtor Laws including but not limited to the Fair Debt Collection Practices Act. In addition it appears my own research that any alleged debt that might exist is not with this Creditor as I can not get alleged original creditor to verify that - is the creditor of record. The only references of record that I 've been able to get via - number references are a company called - Capital that then referenced a company called -. As such there is certainly the peril that if I were to make any arrangement with this Collection Company that additional alleged creditors could present themselves at a future date. The presentation of copies of alleged statements from the original creditor in possession of Collection Company does not constitute a legal ownership of alleged debt.