GE Capital Retail Credit Card Complaint

Late fee

GE Capital Retail Credit card department,

Late fee Indiana

I have an account with Synchrony Bank for purchases at Amazon.com. I have the account on auto/recurring payments. Last month, instead of paying the minimum, I increased the monthly recurring payment amount and was told that this would be immediately effective since I was already setup on recurring payments. My payment was due on -/-/2016. I logged in today and saw that the payment was not made and that I had additionally been charged a $25.00 late fee. I called customer service and they told me that there was nothing that I could do, because I was late. The CSR was extremely rude and told me that I was late, despite the fact that I was on recurring payments. I engaged a CSR on chat who was able to waive the late chargein 24 - 48 hours. However, I wanted to file a complaint because I thought that this was an unethical practice and I asked for a specific name to send the complaint to. She would not provide the name - gave me a - - - and then told me to send it to 'manager '. - - was the CSR. I can only imagine how many people have been charged a $25.00 late fee for the same reason. It is unethical and unscrupulous and the practice needs to stop.

GE Capital Retail customer in Indiana
Jul 06, 2015

* Source: CFPB Complaint Database

GE Capital Retail response to complaint:
Closed with explanation

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Contact GE Capital Retail

https://www.synchronyfinancial.com/
866-419-4096
950 Forrer Blvd 
Kettering, OH 45420
GE Capital Retail
GE Capital Retail

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