Hillcrest Davidson & Assoc Debt Collection Complaint

Hillcrest Davidson & Assoc Debt collection department,

Other (phone, health club, etc.) Communication tactics Frequent or repeated calls Virginia

- - - of -, Va. struck up business with me -/-/-. A contract agreement was set in motion. I gave them a cancelled check to debit my - - - acct for $39.00 onthly. THEY FAILED to have a functional office staff to get the payments started. They began a draft to my acct. on -/-/- & -/-/-, nothing in -. Why? Turned me over to a collection agency : Hillcrest, Davidson, & -. who have called with harassment, etc.since -/-/- each day ( - times/day ). I had surgery on -, had my daughter to fax cancelled check copy, copy of drafts from my checking acct, copy of orig. contract. Now that I HAVE defaulted on contract ... things have accelerated '' and I owe $3500.00. Or, I possibly can reinstate for $560.00 by - -. These people target - customers ... with whom I was with before -/-/-. I believe they target --/I am - ... - customers in the hopes they we do n't notice their lack of


come back next week ''. In the meantime she called - and was told what has been going on. When - returned she had her cell phone ready & recorded the exchange & says she too the salesperson 's picture. She told him to get off her property & told him never to return. She was spared this mess. I have apologized to - ... twice & I want them back ... if I am ever able to get out of this! The lie was upgrading to wireless '' & save a little bit of money ( from $43.00 to $39.00 monthly ). What are my rights '' in this set up ''? - & - ... installers & monitors seem to have it all in their court.