American Collections Enterprise, Inc. Debt Collection Complaint

American Collections Enterprise, Inc. Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Right to dispute notice not received Maryland

I want to file a complaint against this collection agency - American Collections Enterprise Inc - I requested a debt validation because these accounts just appeared on my credit report without any written notice to me or how I can dispute the debt or seek verification after five day of our initial contact, which is a violation of the Fair Debt Collection Practices Act section 809. They also stated to me that they were not the original creditor. Furthermore ; I do not think that I owe these debts. I spoke to - - who was very rude and would not provide me with the information that I requested over the phone, pertaining to which - accounts numbers were listed on my credit reports, she said there was - accounts that I had with them and all - was on my credit report, which is not true. - - and - - was very evasive when I inquired about these accounts and not straight forward. - - and - - also told me that these accounts been on my credit report for years, which is not true. If you refer to the attachments that I provided, ACEI place these -


As I 'm typing this letter to you I still have not receive any written notice or debt validation from American Collections Enterprise Inc to this date. I would like all contact from them to cease if they can not provide me with some validation and proof of them owning my account. I also want all accounts from ACEI removed from my credit report ASAP. I also filed a complaint with BBB Better Business Bureau which they responded saying that the validation of my debts were mailed to me on -/-/-, which is a lie. I would like them to provide me with proof that they mailed me anything on -/-/- Better yet, I would like them to mail me the debt validation again via priority mail asap. Please see all of the correspondence and attachments between us thus far.