Pinnacle Credit Services, LLC Debt Collection Complaint

Other (phone, health club, etc.) Disclosure verification of debt not given enough info to verify debt

Pinnacle Credit Services, LLC Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt Washington

- -, - representing Pinnacle Credit Servicices LLC has put a derogatory mark on my Credit Report. I had cancelled my service with - over 7 years ago and they are saying that I owe them evidence to support my dispute on my Credit Report. I sent a letter to - 7 years ago diputing the alleged amount they were stating that I owed. I called - and cancelled my account with them, and told them to turn the phone off because it had been stolen. The thief somehow got the phone re-activated and was using it without my knowledge. I refused to pay the amount owing because I had disconnected my service when the phone had gotten stolen. Pinnacle is asking for substantiating evidence, including a police report ect, a notorized affidavit or a filed court order, and they need that within 5 days. This was a debt from over 7 years ago! They put this on my credit report after the statue of limitations, like it was a new debt! This needs to be taken off NOW! It is effecting the amount of my Car insurance and may effect me getting a loan in the future. At the bottom of the letter it states that This is a communication from a Debt collector. This is an attempt to collect a debt and any information will be used for that purpose '' I had told - not to contact me about this debt, now they are doing it under a collection agency.

Pinnacle Credit Services, LLC customer in Washington
Jun 23, 2015

* Source: CFPB Complaint Database

Pinnacle Credit Services, LLC response to complaint:
Closed with explanation

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Contact Pinnacle Credit Services, LLC

http://www.pinnaclecredit.com/
(952) 939-8100
7900 Highway 7
Minneapolis MN 55426

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