Financial Credit Service, Inc. Debt Collection Complaint

Financial Credit Service, Inc. Debt collection department,

Payday loan Taking/threatening an illegal action Threatened arrest/jail if do not pay Florida

Debt CollectionMy sister sent me a recorded message from a - - that threatened to serve her court papers at her home or job regarding allegations against - - for issuing worthless checks. I call the number, the representative answer the phone and she immediately asked me the name of my attorney and the attorney 's phone number. I attempted to request information on what the debt was for. The Rep said it was for finance charges for a payday loan. The debt was for Finance Charges for an online loan taken out in - 2011, and that the company was fully prepared to press charges to the fullest extent of the law with Felony Theft Charges if the debt was not resolved. I asked what company and she said - -. She offered me a deal to pay that day but I explained that I had no money and an eviction notice in my apt . I offered to set up an auto payment for - -, since - that elect - pays get a lump sum on that day. She told me to call back. When I called back she said the company said no. They wanted the


issued. She said the sent letters and emails notifying me of this situation. The letters were sent to and old address - - - -, FL -. I told her that I have not been at that address for years. She said Check you email. I explained to her that I had and I did n't find anything. I then requested some kind of documentation of the debt. I said, would you please send me a copy of the debt? '' She said, No they wo n't cuz that would give me another 90 days and the company is prepared to file charges. If I could at -. That day they would press charges for over - in finance charges. I then requested a web address and account number so that I could at least look up the debt. She said, no they did n't have - because they are working for the attorney office. I then asked if she be able to send it to my phone via text. She said, No, that they would not send anything. That I just needed to pAy the debt. I asked her if there was anyway I could verify the debt and that I am not refusing to pay it if I owe but I need to make a payment setup plan and I needed to make sure the debt was legitimate. She said no that they would n't send me anything. I then told her that I would have to get back to her. - We received Arrest warrant against your name under ACT - ACT - ACT -Kindly call as soon as possible before the case is downloaded into the court - order to get brief information about the case before you have any trouble atyour home or job. - - # - -