Non-federal student loan Taking/threatening an illegal action threatened to sue on too old debt
Transworld Systems Inc. Debt collection department,
Non-federal student loan Taking/threatening an illegal action Threatened to sue on too old debt South Carolina
The debt collector sued me in local court and obtained a judgement lien which has been placed on my home. This home is the only property I own. A notice was given to me informing me of the suit being initiated against me. Within my state of SC, the statute of limitation for filing a judgement on a non-federal student loan is 3 years. My understanding was that the court would not grant the lien because the statute of limitation had expired so I did not respond. However, the local court did grant the lien. I later found that I had to present my case regarding statute of limitation in court. My question is, Is it legal for a debt collector to seek a judgement claim even though the statute of limitation for doing so expired? Does this fall in the category of unfair or abusive debt collection practice?
Transworld Systems Inc. customer in South Carolina
Jun 11, 2015
* Source: CFPB Complaint Database
Transworld Systems Inc. response to complaint:
Closed with explanation
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | https://www.tsico.com/ |
Phone | (877) 282-1250 |
[email protected] | |
Address | PO Box 15618 Wilmington DE 19850 |
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