TransUnion Credit Reporting Complaint

Credit reporting company's investigation investigation took too long

TransUnion Credit reporting department,

Credit reporting company's investigation Investigation took too long Kentucky

I have been disputing and requesting validation of a debts I do not owe AND basic inaccuracies on my credit report for months now, and TRANSUNION has not only been evasive, they have not provided the requested and official documentation required by law, nor have they corrected the information, in reference to the following accounts since last contact. NAME- -, - : - - - Acct # : - - Not Mine, No proof of debt Or Validation- - Acct # - Not Mine, No proof of debt or Validation- - - Acct # - Not Mine, No proof of debt or ValidationINACCURATE INQUIRIES : - -/-/-- -/-/-Please be advised that this is not a refusal to pay the debt, but a observe sent pursuant to the Fair Debt Collection Practices Act, 1 : USC 1692g Sec 809 ( b ) you claim that I owe this. Under the Fair Debt Collections Practices Act, I have the right to request validation of the debt you say I owe or gave authorization to pull an inquire. I am requesting proof that I am the accurate party to these or gave authorization to pull my credit, and a -, which is binding


corroboration '' via E or evidence of my mailing address, but a demand for AUTHENTICATION made pursuant to my name Date or Birth SS and correct address - - - -, KY - accordance with section of the Fair Debt Collection Practices Act. Or i request this be removed as soon as possible. I am also requesting the names, addresses and telephone numbers of individuals contacted or going to be contacted during this time. Absent such proof, you must correct any erroneous reports of these as mine. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. What is your authorization of law for your collection of information? What is your authorization of law for your collection of this alleged debt? Please evidence proof of the alleged debt, including specifically the alleged contract or other instrument bearing my signature or authorization.

TransUnion customer in Kentucky
Jun 02, 2015

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with explanation

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