Capital One Credit Reporting Complaint

Capital One Credit reporting department,

Credit reporting company's investigation No notice of investigation status/result California

After clearing up any and all outstanding debts that I had, as well as, educating myself with my finances, I ran all - credit reports and understood what I was looking at. I ran my credit report in - and immediately sent all the companies on my report with incorrect debt information and my name listed on debts that are not mine. I requested a formal response to prove the account was mine. Capital One replied many discrepancies with - separate letters dated on - -, -. On the credit report it states my account '', that I do not recall, was charged off with a balance of $250.00 with CAPITAL ONE # - - - - - - - UT - ( - ) --But then states in the letters ( Letter - ) dated -/-/-, account ending in -, ( stalling tactic ) that they are asking me for the information that I had already given them in my original letter that was mailed by certified mail. I can include that letter to you that shows all the information was already stated on the original letter. the ID on this letter


them. And the ID on that letter is - have never made any payment to Capital One for any credit card in -, - or - and I wanted proof that this account was indeed mine. The amount said due and the credit limit as well as what I am saying that I owe do not add up. I am stressing out over these letters which show me that they can not validate this account and that there is possible fraud due to a credit card that I do not own. I have spent a large amount of money trying to clear these debts that are not mine, and have been to the doctor repeatedly for the other conditions in which have been affected by these debt stresses. I can not sleep and hope this can be cleared. Please investigate this and inform me of what else can be done. I have sent the company my social, ID, copy of the credit reports and capital One is requesting it again and now says I need to contact other companies in which they are listed on my - credit reports. Listed on all three credit reports by Capital One. Date Opened : -/-/-Responsibility : Individual AccountAccount Type : Revolving AccountLoan Type : CREDIT CARDDate Updated : -/-/-Last Payment Made : -/-/-Original ChargeOff : $ -Pay Status : & gt ; Charged Off & lt ; Terms : Paid MonthlyDate Closed : -/-/-High Balance : High balance of $390.00 from - to - ; $440.00 from - to - ; $440.00 from - to - ; $450.00 from - to -/-Credit Limit : Credit limit of $300.00 from - to - ; $300.00 from - to -/-Estimated month and year that this item will be removed : -