U.S. Bancorp Credit Card Complaint

U.S. Bancorp Credit card department,

Credit card protection / Debt protection Illinois

On - -, 2015 my EastWestBank card was flagged as being suspected of fraud activity. Elan Financial Services manages security and fraud activity for EastWestBank. VISA notified Elan Financial Services on - -, 2015 that they had suspected that my EastWestBank card of fraudulent activity. Elan Financial Services never notified me that my EastWestBank card was flagged as being suspected of fraud activity. I was carrying and using a suspected fraudaulent credit card for days before I discovered this status. And I only discovered that my credit card was suspected of fraud on - -, 2015 when Elan Financial Services denied a purchasedI made to -. I was never notified. I spoke to a manager of the fraud department at Elan Financial Services on - -. He informed me that notifying the card member of any fraud activity is optional. I have other credit cards who not only notified me of suspected fraud actiivty but issued a new credit card immediately. As the card member, do I have the right to be notified immediately when my credit card is supected of fraudulent actiivity?