CashCall, Inc. Payday Loan Complaint

CashCall, Inc. Payday loan department,

Charged fees or interest I didn't expect Arizona

In - - I received a loan for $2500.00 from - - - that i planned on paying back within 2 months. I did n't get paid by employer what I was supposed to ( won a judgement against employer in - - ) and was n't able to pay the loan off immediately. The loan was serviced by CashCall ( a subsidiary/affiliate/shady partner of - ) and eventually was transferred to - - ( another shady affiliate ). I made monthly payments of $290.00 for 12 months. This amounted to $3500.00. About this time I did some research wondering why - different companies were involved in the loan. That 's when I discovered all the different complaints and lawsuits and legal issues with the - companies. I also found out that recently - - - website had been shut down and had US government agency labels on the site. I decided that obviously they are n't doing things legally so I stopped paying. My credit was n't good so I did n't care, I knew I just could n't keep paying that amount, I was raising a child at the same time. I cancelled my bank account. The harassment came almost daily. Phone calls everyday, emails, and letters. I eventually told them they had the wrong number and the calls stopped. Eventually it came down to an email every other month offering a settlement with an ever increasing outstanding balance. Now it is - - and i am trying to qualify for a mortgage and this is hurting my credit which is now much better than it used to be. The entire loan was null and void from the beginning. - - - was issuing loans that were illegal in their state and in my state of Arizona.