U.S. Bancorp Prepaid Card Complaint

U.S. Bancorp Prepaid card department,

General purpose card Unauthorized transactions/trans. issues Washington

First Note : This is NOT a duplicate issue. The other issue reported was regarding a transaction in - of last year. This is a NEW case with a NEW issue. Both cases involve the same card issuer, but different transactions and cards are involved. -/-/15 - Purchased a gift card for $500.00. The receipt indicated no problems loading / activating the card - said APPROVED on the receipt. After opening noticed that the card inside the package had been tampered with - someone had destroyed the mag stripe and placed the tampered card on the shelf in a different store. I called the number on the back of the card and after entering the card number, was forwarded immediately to customer service. I was told by Customer Service that I would need to be sent a replacement card and that I needed to fax information to Lost / Stolen Card Replacement '' to get that process started. -/-/15 - Collected the required information ( name, address, e-mail, phone number, card info and receipts ) and faxed it all off to the specified number for Lost / Stolen Card Replacement. Indicated that they could call me at


back and inquired with the correct card number. They indicated that A REPLACEMENT CARD HAD BEEN SENT THE PREVIOUS DAY ( -/-/2015 ). -/-/15 - Still had not seen a replacement card in the mail, so called the number on the back of the Gift Card. Found that the previously locked/inactive card was now active and that the $500.00 loaded on the card was now roughly $11.00. Immediately hit - to get Customer Service. They told me that since they did n't see any fraudulent activity on my tampered card YET, they had simply activated the card on - and that NO REPLACEMENT CARD HAD BEEN SENT. ( Apparently the person I had talked to on - had lied to me about a replacement card being in the mail on -. ) I WAS NEVER CONTACTED AFTER THE ORIGINAL CARD WAS ACTIVATED AND THE SCAMMERS WHO TAMPERED WITH THE CARD IN THE FIRST PLACE APPARENTLY DRAINED THE ENTIRE CARD. The CSRs on the phone insisted that I need to dispute the fraudulent charges and go through the standard dispute process. I have been through this process before and US Bank - - in their handling of these cases. The entire process takes about 3 MONTHS to complete. Before the call ended, the CSR I spoke with handed me off to an escalation agent, and that escalation agent indicate that an escalation manager would call me back within - hours. I have not yet received a call from them six days later.