Atlanticus Services Corporation Credit Reporting Complaint

Incorrect information on credit report account terms

Atlanticus Services Corporation Credit reporting department,

Incorrect information on credit report Account terms California

I paid off my Aspire Credit card more than 2 years ago. Recently, I was notified by my potential mortgage lender that Aspire Credit Card has incorrectly reported on my account status with - with - different account numbers and - different statuses. Once as closed and paid in full '' and the other as closed and paid with a balance, '' this - - is incorrect and has not been updated since 2009. When I called to ask for a correction, they said my records were purged so they could not correct the account and would not send me a letter stating that the account was purged. Apparently it is their policy to delete all account information if it is paid more than - year old, but not a policy to update the records correctly with the Credit Bureaus.

Atlanticus Services Corporation customer in California
Apr 20, 2015

* Source: CFPB Complaint Database

Atlanticus Services Corporation response to complaint:
Closed

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop the phone calls, learn how to stop harassing phone calls

Stop Calls

Loading similar complaints

{{x.COMPANY}} {{x.ISSUE}} {{X.SUB_ISSUE}}

{{x.COMPLAINT_WHAT_HAPPENED | preview}}...

Read more