Encore Capital Group Debt Collection Complaint

Encore Capital Group Debt collection department,

Credit card Taking/threatening an illegal action Sued w/o proper notification of suit Tennessee

I worked out a payment arrangement with -, - - -, -. They debit my account monthly in order to settle this debt for a credit card that I owe. They are taking me to court to garnish my wages even though they are still debating my account montly with a recent transaction happen on -/-/-. I looked back through my bank statement to make sure the drafts were coming out. THEY did n't draft it out in -/-/- however they did -, - and -. In fact my drafts begin in -/-/-. I have paid them payments totaling around $1800.00. I do n't feel that missing - payment that they never told me about warrants wage garnishment. Please help. I can barley survive now. I barley can afford food for my family. I realized my debt and that 's why I arranged payment arrangements with them so this situation would n't happen. Please help me if you can. I have gotten letters from lawyers for representation and I did n't know I was susposed to be in court.