USAA Savings Credit card department,
Closing/Cancelling account California
In - of 2015 I opened a credit card account with USAA because my Dad is a - - and I thought it would be a could company. My credit is good but a few bumbs but good enough to get loans. I was approved a $4000.00 limit. A month or so later I opened another card with them that had a better interest rate it was also $4000.00 limit. Both cards we almost maxed out but I had had many purchases being bought and returned. So it was always changing. I have worked very hard to keep my credit good and keep it get getting better. I made - payment with them and then after I applied for an auto loan with them and was approved. Bought the car and was told that they suspected fraud and declined my loan after already giving me a blank check. -. Who does that. I was approved through the dealer instead with no problem. I called USAA and they said all my cards were closed but would not tell me why. I said permanently? They said yes. They said it was because they were new and that they were almost maxed. I said isnt that the point ti use them? I have not been late with a credit card for over - years. My problem is that they should not approve credit and expect you not to use it. They should not close your cards with out telling you why. They should not be able to affect your credit report when you have never been late or abused any cards in the past - years. I have work very very hard improving my credit. This is not fair when I have not done anything wrong. They can keep their cards I could care less. I am paying them off asap. But I dont think they should - my report with a status of closed when I did nothing to break the contract.
USAA Savings customer in California
Mar 25, 2015
* Source: CFPB Complaint Database
USAA Savings response to complaint:
Closed with explanation
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