The Huntington National Bank Application, Originator, Mortgage Broker Complaints

Review and analysis of over 43 complaints against The Huntington National Bank

The Huntington National Bank consumers have reported over 43 official complaints related to Application, originator, mortgage broker. Out of the 43 consumer complaints against The Huntington National Bank, 37% were disputed by the consumer (i.e. the consumer was not happy with how The Huntington National Bank responded to their complaint) and 100% were processed in a timely manner. 14% of consumer complaints against The Huntington National Bank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 2% resulted in non-monetary compensation.

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New Application, Originator, Mortgage Broker Consumer Complaints


The Huntington National Bank Mortgage application, originator, mortgage broker

April 1, 2016 - I stopped at our local Huntington Bank in - OH. to get information about a construction mortgage loan. They took my information and - - - called me. I told him we currently own property that I 've corrected the drainage, cleared the trees and installed the driveway. He stated that they could not provide a loan because that 's considered preconstruction. I have done everything to what the country Building Department has wanted. I 've pulled the permits had the inspections and everything passed. So, how can a bank supercede a county building inspector? He was more concerned about my ...

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The Huntington National Bank Mortgage application, originator, mortgage broker

March 28, 2016 - On -, -, my wife and I applied to Huntington Mortgage and were told it would take 45 to 60 days to complete the loan. On the initial telephone call, they ran our credit scores and said the scores and the credit were good enough for a conventional loan. The loan process began. Huntington asked for an appraisal of the home ; it appraised at $320000.00. I requested $160000.00 to pay off the current - mortgage, plus $18000.00 to pay off construction debt and $27000.00 to pay off an automobile loan. This totals $200000.00 leaving $110000.00 in equity - roughly 35 % equity in t...

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The Huntington National Bank Mortgage application, originator, mortgage broker

October 16, 2015 - -Huntington National Bank- - - -, Ohio - : - - Mortgage Loan Application # -I am really devastated by my first encounter with Huntington National Bank. -/-/- - I submitted a Contract to Purchase requesting a FHA loan. -/-/- - - -, Mortgage Loan Officer, qualified me for a conventional loan under a Low to Moderate Income Tract which waived all closing costs except the prepaids. -/-/- - Home Inspection was completed and a Homeowners Insurance Quote was obtained. -/-/- - He sent application documents for my signature. Page - of the Uniform R...

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The Huntington National Bank Mortgage application, originator, mortgage broker

October 14, 2015 - We were tricked into accepting a high interest rate mortgage with Huntington Bank. Their employee outlined a plan for us to mortgage out of our land contract, then do a cash-out refinance on the new mortgage, something we could not have done on the land contract. His advice was for us to take premium points ( a higher interest rate - on the first mortgage and use the bonus cash to pay the closing costs. We would then immediately cash-out refinance at a lower interest rate due to a points purchase, and pay closing costs as required. The net effect of this plan is to bypass rules against cash...

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The Huntington National Bank Mortgage application, originator, mortgage broker

September 23, 2015 - My - year old sister, works at a - earns - dollars an hour, has - saved, and is very stubborn and not very educated, has completed a year of college. She applied to a loan at Huntington Bank, they approved her for -. At her pay, should could n't even pay for utilities and food, let alone a mortgage. Given that an adults brain does n't even fully develop till age -, where your frontal lobe that makes decisions develops. ( at age - I believe you 're learning what beer is ) How is that bank is allowed to give a naive person - debt, that they will be tied to and will harm m...

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The Huntington National Bank Mortgage application, originator, mortgage broker

March 26, 2015 - On - -, -/-/2013 I applied for a mortgage loan with The Huntington National Bank. Mortgage Loan # -. I was pre-approved for a - year conventional loan at 4.375 %. On - -, -/-/2013 my loan was approved and I locked in an interest rate of 4.75 %. The rate lock expired on - -, -/-/2013 and the mortgage rates subsequently decreased. As the rate of 4.75 % had expired and new rates were lower I asked - - ( NMLS ID : - ) as ( - ) - to give me the new lower rate but she refused. I closed on my property ( - - - - - - -, NJ - ) on -...

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