Review and analysis of over 27 complaints against ERC
ERC consumers have reported over 27 official complaints related to Right to dispute notice not received. Out of the 27 consumer complaints against ERC, 7% were disputed by the consumer (i.e. the consumer was not happy with how ERC responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against ERC resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 78% resulted in non-monetary compensation.
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintStop harassing phone calls, know your rights and what you can do to stop them
Stop Calls
ERC Debt collection disclosure verification of debt right to dispute notice not received March 6, 2017 - i had a - Cell Phone account and they were unable to keep the services working that i was paying them for, after multiple Communications with the service department and Store managers and trying a Mini Cell tower in my home the services still were not working Half the time. i communicated my request for them to fix the service or give me credit Both requests went on def ears. i was left with no other choices after being told the problem was their towers but to switch providers as i did over to -. i was a long time customer and the last 1 year and a half was like paying for nothing. Th... |
ERC Debt collection disclosure verification of debt right to dispute notice not received February 12, 2017 - I received one letter and the next week a collection account was placed on my credit reports. The account in question has been has been proven to have been opened in my name fraudulently by someone else with the previous collection agency that tried to collect from me years ago. ERC did not even send me a debt validation notice to allow me to ask for validation which is required under the FDCPA.... |
ERC Debt collection disclosure verification of debt right to dispute notice not received January 22, 2017 - A company called Enhance Recovery Company supposedly representing - put a collections on my credit report at of -/-/- saying they purchased a bill -/-/- from - which was allegedly from -/-/- I have never received any communications from - with threats of collections for a past due account and I have never received any correspondence from this collection company ERC they have violated section 809a of FDCPA. I still have not received any written or verbal communication from them and - can not find this account that I am supposedly liable for I have had - for 4 years... |
ERC Debt collection disclosure verification of debt right to dispute notice not received January 19, 2017 - ERC reported to the credit bureaus a collection account that is fraudulent and frivolous in nature. Be advised this is a notice that your claim is disputed and validation is requested immediately. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt ERC say I owe you. I am requesting proof that I am indeed the party ERC is asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for " verification '' or proof of my mailing address, but a request for VALIDATION made pur... |
ERC Debt collection disclosure verification of debt right to dispute notice not received January 16, 2017 - I have not received any notices or letters from them before putting on my credit report. This is not proper way to contact the client to resolve the issue.... |
ERC Debt collection disclosure verification of debt right to dispute notice not received January 13, 2017 - I have never had an account of any kind with -. I have been a customer of - for over 10years. I believe the att inquiry is a result of presumed identity after my wallet was misplaced.... |
ERC Debt collection disclosure verification of debt right to dispute notice not received December 29, 2016 - Enhanced recovery reported a collection account to the credit bureaus on behalf of - -. Enhanced Recovery did not have my current address. They sent collection letters tour old address. I called them today and asked them to remove the debt from my credit report because it was not fair they reported me without PROPER notification. They declined. I am willing to pay the account in full. It 's not justifiable I am being punished for their lack of proper notification.... |
ERC Debt collection disclosure verification of debt right to dispute notice not received December 16, 2016 - - account that went into collection. another company had the account and now this company have the account stating its a new account on my credit report... |
ERC Debt collection disclosure verification of debt right to dispute notice not received November 15, 2016 - I have a unverified account from Enhanced Recovery-- I had previously disputed this account. I have never done business with Enhanced Recovery. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt purport I owe. I request that Enhanced Recovery Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of default and collection activity begin 6. ). Whether y... |
ERC Debt collection disclosure verification of debt right to dispute notice not received November 7, 2016 - the company ENHANCED RECOVERY CORP is currenty reporting a collection account on my credit file that i have no knowledge of. I was never sent a DV before they decided to report on my credit file. This is not my account and i do n't know why they are reporting this debt on my credit file... |
ERC Debt collection disclosure verification of debt right to dispute notice not received October 30, 2016 - I was never notified by this company of this debt in writing by law, therefore was never given the opportunity to dispute this debt that does not belong to me.... |
ERC Debt collection disclosure verification of debt right to dispute notice not received October 17, 2016 - In the month of -, Enhanced Recovery suddenly reported a so called debt on my credit report and never sent me anything prior to reporting giving me the right to dispute the account before reporting it. As soon as the account showed up, I immediately sent a letter requesting validation of this supposed debt and I sent the letter certified. The letter was mailed in - and still to this date, I 've yet to receive a response but the account remains on my credit profile.... |
ERC Debt collection disclosure verification of debt right to dispute notice not received October 10, 2016 - I have been a customer with - and with - since -. I have been on autopay since that time and have been current on my bills. I have recently tried to refinance my home. However when the lender pulled my credit a collection from - pulled up. After a number of calls to - as illustrated below I have come to the conclusion that in - someone from - without my knowledge opened an additional unauthorized account trying to combine my - with -. During that time - continued to bill me from my account # - ( - the - digit # at the end ). Of which I am still current pr... |
ERC Debt collection disclosure verification of debt right to dispute notice not received October 7, 2016 - I was in the process of trying to get a mortgage and when a new credit report was pulled an account from Enhanced Recovery was reporting. I had a representative contact them because time if so of the essence. I currently have - so I was surprised that they indicated they were collecting for -. I would have paid this had I gotten notified but never did. My representative asked for a number to reach - and was told they would not give the number. I have called several - number and have gotten nowhere. What worries me now is how do I know this is truly mine? Like I said I have - now... |
ERC Debt collection disclosure verification of debt right to dispute notice not received September 30, 2016 - Credit reports states debt from collection agency. Never received notice nor verification of said debt.... |
ERC Debt collection disclosure verification of debt right to dispute notice not received September 29, 2016 - This supposed debt was with originally with - - - in - of 2016. I disputed the debt requesting for validation and I never received any response and that collection agency deleted the debt from my credit report. Suddenly, I pull my credit reports in the month of - and notice that a new collection agency had reported this debt and never sent any sort of notification prior to doing so. On - -, 2016 I mailed a certified letter to Enhanced Recovery explaining they had never sent any notification denying my consumer rights and reporting the item without proper notification and t... |
ERC Debt collection disclosure verification of debt right to dispute notice not received August 24, 2016 - I switch carriers and could have sworn I paid it off. No letter, phone call nothing let me known this was taken place.... |
ERC Debt collection disclosure verification of debt right to dispute notice not received July 27, 2016 - was not given any notice regarding this debt, therefor unable to verify its validity.... |
ERC Debt collection disclosure verification of debt right to dispute notice not received July 21, 2016 - My daughter is suspected of this credit fraud. My question to this act is, a credit check should have caught this. Valid identification is required, yet this account was opened? Opened : - - 2016, amt. $520.00... |
ERC Debt collection disclosure verification of debt right to dispute notice not received June 28, 2016 - While attempting to buy a car -/-/2014, I discovered ERC was the only negative item on my credit report. Called ERC to find out who they were, they said they collected for -. They told me if I paid the amount, they would remove the account from my credit report and I could buy the car. I paid because I needed to buy the car right away, not because I agreed that I owed the debt. I dispute owing the debt to - because I had the account for several years prior and did not terminate any agreement early. However, ERC still remains on my credit report as a collections account, lowering my sco... |
ERC Debt collection disclosure verification of debt right to dispute notice not received June 21, 2016 - I have a a unverified account from ENHANCED RECOVERY COMPANY # -. I had previously disputed this account. I have never done business with ENHANCED RECOVERY COMPANY. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt ENHANCED RECOVERY COMPANY purport I owe. I request that ENHANCED RECOVERY COMPANY Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of d... |
ERC Debt collection disclosure verification of debt right to dispute notice not received June 11, 2016 - ENHANCED RECOVERY COMPANY # -I have a a unverified account from. I had previously disputed this account. I have never done business with ENHANCED RECOVERY COMPANY. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ) 15 U.S.C.1692g, I dispute the validity of the debt ENHANCED RECOVERY COMPANY purport I owe. I request that ENHANCED RECOVERY COMPANY Provide verification of the following : 1. ) The original Application or contract ; 2. ) Any and all statements allegedly related to this debt ; 3. ) Any and all signed receipts ; 4. ) Any and all canceled checks ; 5. ) Original date of de... |
ERC Debt collection disclosure verification of debt right to dispute notice not received May 23, 2016 - This debt buyer PARKED a collection on my credit reports without my knowledge and in doing so, they are in violation the FDCPA 809 ( a ) Collection Practice of placing a collection account on my credit reports without sending a dunning letter to me. - - - also failed to follow FDCPA 809 ( a ) by not sending a letter giving the consumer time to dispute or validate the alleged debt within the allowed 30-day time frame that is allowed by law. Upon reading my credit reports a collection for this alleged debt has already been added, and removed by another debt buyer ( Enhanced Recovery )... |
ERC Debt collection disclosure verification of debt right to dispute notice not received May 21, 2016 - I have never been contacted by the original debtor for debt or current debtor. ... |
ERC Debt collection disclosure verification of debt right to dispute notice not received May 19, 2016 - Recently reviewed my credit report an observed a collection account for the amount of $200.00 from ERC in regards to a - account. Contacted ERC and they stated that I owed a balance of $200.00 for a past account. Informed ERC that I cancelled - service in - and ported my phone number to - - with my husband. My balance was paid in full and the last statement I from - was a - balance. Informed ERC that I am a current - customer and began service with - again in - -. My account is current a payment was submitted to - on -/-/- for the amount of $1... |
ERC Debt collection disclosure verification of debt right to dispute notice not received May 17, 2016 - ERC collection services, sent a collection notice to my parent 's address. I believe this was an attempt to avoid the mandatory validation period. My current address has been the same for 6 years and it can be verified on my credit reports. My mother just sent forward this notice to me on - -, 2016. This letter was sent to my parent 's house on - -, 2016. This was an obvious attempt to circumnavigate the validation process, by sending it to my parent 's address. Derogatory marks concerning this notice has appeared on my credit report. This is in violation of the Fair Debt Practices... |
ERC Debt collection disclosure verification of debt right to dispute notice not received May 13, 2016 - I have noticed that Enhanced Recovery Corp has inserted a collection item on my - credit report. It has an opened date of - -, 2016 and a last reported date of - -, 2016. I have never received any communication, written or otherwise, from this alleged creditor and have not received notice of my right to dispute. Their failure to send dunning notice within the 5 day period set forth in FDCPA 809 ( a ) is a violation of that section. I do not know this company, I do not believe I owe them anything, I dispute their claim on my credit report, and I demand that they stop all collec... |