ERC Debt Collection Complaint

Attempts to collect debt not owed debt is not yours

ERC Debt collection department,

I do not know Attempts to collect debt not owed Debt is not yours Wisconsin

Today I learned your organization has reported a balance of $770.00 for an account I am unfamiliar with to the credit bureaus. I am not certain where this debt came from and would like to find out more about it. Please provide proof of debt by means of original billing statements and any contracts relevant to the account which show I assumed financial responsibility for this account. In the past my credit report has been merged with that of another and I have also been the victim of identity theft, so it is imperative I know the origin of all debts. Please provide proof of debt within 15 days of receipt of this request. If you can not furnish proof of debt, please request the deletion of this item from my credit report immediately. Additionally, you have reported this account opening in -/-/2019. While I am not familiar with the account or balance you are seeking to collect. I am certain I did not acquire any kind of account with such a balance in the month in which you are reporting the opening of this account. It appears as though you have re-aged an account to make it appear newer than it actually is to cause maximum damage to my credit report.

ERC customer in Wisconsin
Aug 23, 2019

* Source: CFPB Complaint Database

ERC response to complaint:
Closed with explanation

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Contact ERC
(800) 861-9730 
[email protected]
8014 Bayberry Rd 
Jacksonville FL 32256

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