Master Finance Company Debt Collection Complaint

Attempts to collect debt not owed debt is not yours

Master Finance Company Debt collection department,

I do not know Attempts to collect debt not owed Debt is not yours Texas

After reviewing my credit profile on -/-/- I identified a discrepancy with account listed under Master Finance. I requested a validation on -/-/- as there was an account that I did not recognize. I reviewed my credit report again on -/-/- and account was listed as disputed by consumer but I had not received any correspondence from creditor to validate this account as correctly belonging to me.Therefore on -/-/- I sent a direct dispute to - -/- requesting that account be removed from my profile as the creditor failed to validate the account in a timely manner. Credit report was reviewed again on -/-/- and the account is still reflecting on my report and I do not believe the account belongs to me nor that the creditor has authorization to legally attempt to collect on this account and this account continues to negatively affect me.

Master Finance Company customer in Texas
Jan 14, 2019

* Source: CFPB Complaint Database

Master Finance Company response to complaint:
Closed with explanation

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