Smith, Rouchon & Associates, Inc. Debt Collection Complaint

Smith, Rouchon & Associates, Inc. Debt collection department,

Medical Taking/threatening an illegal action Sued w/o proper notification of suit Mississippi

I, -, completely paid off my medical debt prior to the trial date for the lawsuit that debt collector, Smith Rouchon and Associates ( of -, Mississippi ), filed against me in the Justice Court of - County, Mississippi. Despite my full payment - and my being issued a receipt from the law firm for debt collector, Smith Rouchon and Associates, which is named - ( -, Mississippi, as well ) - this debt collector, through its attorneys, still went ahead and obtained a Default Judgment against me. In order to obtain this Default Judgment, Smith Rouchon and Assoc./-, went to Court and swore to the Court that I still owed this ( completely paid-off ) medical debt. This was a false certification to the Court. I had paid off the debt, in full, prior to this hearing date in - County ( Mississippi ) Justice Court.


Years went by before I discovered that this fraudulently-obtained Default Judgment against me was filed. I only discovered this shocking fact after I was denied for automobile loans, could not obtain a mortgage for the amount I needed, and other severe problems stemming from this fraudulent Default Judgment being reported to the major credit-reporting-bureaus. I paid my debt, yet Smith Rouchon and Assoc./-, nonetheless, went ahead and lied to the Court and obtained a fraudulent Default Judgment against me that ruined my credit for years. This situation has caused me financial harm, embarrassment, incredible -, and shame.