TransUnion Intermediate Holdings, Inc. Credit Reporting Complaint

Incorrect information on credit report reinserted previously deleted info

TransUnion Intermediate Holdings, Inc. Credit reporting department,

Incorrect information on credit report Reinserted previously deleted info Wisconsin

A severe violation of the FDCRA law has occurred, particularly FCRA 611 Procedure in case of disputed accuracy ( 15U.s.C. 1681i ) Requirements relating to reinsertion of previously deleted material. Because I have been a victim of fraud, I have credit monitoring services for Transunion, - and - to keep me abreast of any changes to my reports. On -/-/2017 I received notices that Transunion had deleted an collection account from my report, - - -, I went to verify and sure enough it was deleted. However, when I went back to check it was reinserted on -/-/2017. The law states that a consumer reporting agency shall provide to a consumer in writing no later than 5 days after the reinsertion date. To date, I have received no such notice. This is a complete violation as I have not been notified and when I called the Special Handling Department and spoke with a US Agent, they said that it was nothing they could do unless I disputed it. However according to the law they FCRA 611 ( 15 U.S.C. 1681I ) PROCEDURE IN CASE OF DISPUTED ACCURACY THAT IS NOT TRUE. I am desperately seeking your help to get the - - - account removed from my Transunion credit report because they violated the law and re-inserted it.

TransUnion Intermediate Holdings, Inc. customer in Wisconsin
Feb 24, 2017

* Source: CFPB Complaint Database

TransUnion Intermediate Holdings, Inc. response to complaint:
Closed with explanation

Created with Highcharts 4.2.3TransUnion Intermediate Holdings, Inc.Complaint HistoryComplaints1/20162/20163/20164/20165/20166/20167/20168/20169/201610/201611/201612/20161/20172/20173/20174/20170100200300400500Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3TransUnion Intermediate Holdings, Inc.Incorrect information on credit report0.0%73.4%0.1%26.4%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageIncorrect information on credit report0.0%29.5%0.3%0.1%68.8%1.2%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop the phone calls, learn how to stop harassing phone calls

Stop Calls

Loading similar complaints