Citibank Debt Collection Complaint

Citibank Debt collection department,

Credit card Taking/threatening an illegal action Sued w/o proper notification of suit California

I found out in - - I had judgement entered against me. I was not aware that judgement was entered in -, I was never given court papers. It was explained to me I was served papers by substitution, that is not fair. I can not speak - very well, but I was able to have a friend try to help me settle. They have raised the debt by way to much money and are not being cooperative in settling this debt for a fair amount, even though they never served me properly. I feel like I have been taken advantage of and now being forced to pay a large amount I can not afford.