Advanced Loan Systems, LLC. Consumer Loan Complaint

Advanced Loan Systems, LLC. Consumer Loan department,

Installment loan Shopping for a loan or lease California

I called this co. on -/-/17 to see if they could help me find a debt consolidation loan for $ -+ or half or at min. $ - to clear out some double/triple digit high int. rate loans that are killing my income. I specifically told - that I did n't want to talk to nor deal with a debt relief type co. as they 're unable to assist & charge to ruin your credit. I can do that myself w/o paying some 1 to have bill collectors call me -. She said she understood & connected me with - @ - in CA. - flat out lied & did n't accurately document my debts. She told me her co. would absolutely look at all factors & decide what type of loan I 'd qualify for. I specifically told her w/o knowing she was not a true lender that I did n't want to deal with a debt relief co. & why. She claimed she understood but passed my info to - who is a debt relief co. I got several calls from them not knowing who they were or why they were calling. They sound like collection agencies in


a message next time otherwise she 's deemed a telemarketer & reported to the FTC. She agreed to call me today & did. We ended up disagreeing about her co. 's ability to assist, the fact that - lied & led me to believe they were a lender & had me in underwriting for approval of a loan & my credit was already destroyed as she put it. I said I have no 30 day lates & am still in good standing. I just have too many loans at high interest rates by predatory lenders that I need to get rid of quickly. She kept trying to convince me they were n't a debt relief co., that they were giving me the loan but needed me to pay 6 mos. pyts of $ - per mo. then they would offer me a loan to payoff the rest. Did n't make any sense. I kept asking what she intended to do with the $ -. She said they would payoff the lowest debt 1st then work on the next. I asked how she intended to pay the rest of my bills if they had no intentions of giving me $ - upfront or paying them off! She continued to try to sell it to me as a debt consolidation loan when it 's not, essentially taking your money mo., meanwhile your creditors are n't paid @ all, you 're going bad on everything then the collection calls & charge offs begin. After the debt is charged off creditors do n't want the $ - They take it only as income & your credit continues to show a charge off for the next 7 yrs.! I was getting angry w/her because she talked to me like I was a college student! I told her twice I work in - & know what creditors will/will not do. I hung up. Then - a manager called & tried to convince me that they 're a lender & repeated - 's speech. It got heated w/her 2 because she said my credit was destroyed because I ca n't get a loan. No 1 will lend you $ - unsecured w/o a - -. Any dummy knows that so we 're forced to deal w/predatory lenders @ high int. rates. I challenged - to send me agreements where lenders I have loans w/have agreed to work with them. She failed to do so because she lied just like the others are trained to do. I contacted a credit co. whom I trust that prevents people from destroying their lives doing business w/co. like them. They said steer clear & reiterated what I told -, -, - - - who tried to play on my desperation & emotions. What they all failed to realize is I 'm not stupid, work in the - & know that their ploy to get $ $ from me to destroy my credit was the wrong 1! I can file bankruptcy & do this cleaner & recover my credit rating faster. These kinds of co. are falsely advertising their services as lender matching co. 's. They 're debt relief co. 's & pure liars!