Umpqua Holdings Corporation Bank Account Or Service Complaint

Checking account Making/receiving payments, sending money

Umpqua Holdings Corporation Bank account or service department,

Checking account Making/receiving payments, sending money Washington

Umpqua Bank shut off the debit card that belonged to the joint on my account for no reason. The local branch said it was because he had n't used it in 6 months. This account is over 20 years old and has thousands of dollars in it, has never been anything other than in good standing. This account started with Sterling Savings at least 20 years ago when I worked their, they never did anything like this. Typically joints are on the account for the just in case and I had such a case come up and that is when he found out his card was no longer good. Luckily, the joint was not traveling because they would have just left him stranded. I did not get any notice of this, the disclosure does say that they can take a card for no reason, but I have been in the banking industry for years and this is done for account abuse. If this process continues the joint will need a card every 6 months, so really they are n't thinking to clear as the cost of the cards do add up. You do n't have a correct issue on the bottom that best describes my issue. Thank you! -

Umpqua Holdings Corporation customer in Washington
Feb 01, 2017

* Source: CFPB Complaint Database

Umpqua Holdings Corporation response to complaint:
Closed with explanation

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