Discover Credit Card Complaint

Discover Credit card department,

Closing/Cancelling account Maryland

I got my first credit card on -/-/2016. It was Discover. And my account was closed - days after I got this card. A few days later they sent a message to me, saying that they closed my account due to unsuccessful payment history. I tried to pay off my credit card - days after I got this card, which was - or more days before the first due day. I 'm regularly paid and able to pay off the credit card every month. And I finally paid off before the first due day. The problem about the unsuccessful payment was that I was new to any credit card and any checking account in -. I deposited a check into my checking account ( it was - ) and made a payment to my credit card after - bussiness days when I saw it posted. But this payment was returned because - later told me for those who opened a checking account within - days it would took - bussiness days to process a check. So my payment was returned due to insufficient funds. I explained to Discover that it was because I was a new user and a foreigner and I did n't know so many rules of credit cards or checking accounts. I did n't even know unsuccessful payment history would result in closure of accounts. Payment can be unsuccessful sometimes and it is normal for a new user. I consulted other credit card companies like -. They said they would just restrict some accounts due to unsuccessful payment and these accounts can be reactivated upon payment cleared. But that Discover just arbitrarily closed my account. I think Discover is not at all customer friendly.