Amex Credit Card Complaint

Other

Amex Credit card department,

California

Went to buy my son a car for his - Birthday and they told me I had a - score when I knew I had a - score. Beknownst to me American Express had reported an account that was not one of my personal American Express accounts ( see attached ). Therefore I immediately contacted the credit bureaus and disputed this bogus - delinquent/ in collection/ charged off, reported account. Then American Express responded to the credit bureaus dispute ... that not only that this - account was accurately being reported but added another derogatory - delinquent/ in collection/ charged off, reported account. -, I 've had personal accounts with American Express since - and NEVER been late with them let alone not paid them. Therefore please look at these - accounts and how they are being reported. The obvious issues are as follows : # 1 = opening dates - - and - -, Lastly : # 2 = First reported dates - - and - -. So, for 10 and 8 years I 've never known or been reported to having these - accounts, hmmmm????, enough said. PLEASE HELP! *This last week ... NEVER hearing from American Express about these - bogus debts beside their reporting to my credit I received the " attached '' collection notice regarding that first - derogatory account and again, " I 've never heard from American Express '' about these - bogus accounts. I 'm truly perplexed especially because I have so much personal positive history with my legit accounts.

Amex customer in California
Nov 19, 2016

* Source: CFPB Complaint Database

Amex response to complaint:
Closed with explanation

Created with Highcharts 4.2.3AmexComplaint HistoryComplaints12/20112/20124/20126/20128/201210/201212/20123/20135/20137/20139/201311/20131/20143/20145/20147/20149/201411/20141/20153/20155/20157/20159/201511/20151/20163/20165/20167/20169/201612/201605101520Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3AmexOther0.7%69.3%13.4%11.2%0.7%4.6%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageOther0.1%13.5%3.8%1.9%0.8%13.1%66.1%0.7%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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Contact Amex

https://www.americanexpress.com/
800-528-4800
P.O.Box 981540
El Paso TX 79998
Amex
Amex

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