Citibank Credit Card Complaint

Billing disputes

Citibank Credit card department,

Billing disputes Virginia

My husband, -, and I rented a car with - from - - in -, Massachusetts. - made this reservation using - ( - ) number, and informed - at that time that we would be using - - gift certificates to partially pay for our rental, in the amount of $120.00. In fact, we did n't order these gift certificates from - until after we had confirmed with - that we could use them, as we know the gift certificates come with terms and conditions. - had ample opportunity at that time to tell us there would be a problem using our gift certificates, but failed to do so. On - -, when we arrived at the - -, the - agent who had been manning the - desk had already left for the day. He left our keys with a - - agent. We then called - local number in - and spoke with this - agent (


would be any problem using our - gift certificates. We left on a morning ferry on Sunday, - -, and dropped our keys in the - box, since their desk was not open. We were, needless to say, surprised when the charge came through for the entire amount of our rental, $160.00. As soon as we saw that charge on our credit card, we filed a $120.00 dispute with Citibank. We waited until - - to get any response from Citibank. On that date, Citibank wrote us a letter with - response enclosed. - did not acknowledge the crux of our dispute at all in this letter, instead simply stating that the amount of our bill was $160.00. They did not even reference the $120.00 - gift certificates that they had received as payment. I strongly object to the idea that at this point I needed to provide further " evidence '' to Citibank to get them to respond reasonably. I was OVERcharged on this bill, and - had gift certificates at its disposal to recover this $120.00. Recovering that $120.00 should be - problem, not mine. At this point, Citibank insisted that they needed " documentation proving [ I ] should have been billed an amount other than what the merchant posted to [ my ] account. '' On the telephone, one of Citibank 's agents suggested that I should have obtained a receipt showing that - accepted my gift certificates. This is an entirely unreasonable request, and it 's not the way the world works. When you give gift certificates for payment, you do not receive a receipt. REGARDLESS, I spoke with the manager of - in -, MA and she asked me to e-mail her the gift certificates. When I spoke with this manager, it was on a 3-way call, with Citibank on the line. The purpose of this e-mail - cc : ed to Citibank - was to provide Citibank with the " receipt '' they were requesting. After all of this, today Citibank refuses to resolve this dispute in my favor. Their position is that I have not given them " documentation proving I should have been billed an amount other than what the merchant posted. '' All of this is a classic stonewalling tactic. It is clear to me that staff at Citibank have been given a narrow instruction in order to avoid looking at the actual facts of a situation to resolve them with any degree of judgment. This is a simple complaint, and I have gone above and beyond over 2-1/2 months to provide Citibank with everything they have asked, whether reasonable or not. It should not be this hard for consumers to recover money they are owed. I do n't understand why human beings are employed at Citibank when they do little other than repeat boilerplate verbiage and are not empowered to provide real help to their customers.

Citibank customer in Virginia
Nov 17, 2016

* Source: CFPB Complaint Database

Citibank response to complaint:
Closed with monetary relief

Consumer disputes how Citibank handled their complaint

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Contact Citibank

http://online.citibank.com/
800-870-1073
701 E 60th St N
Sioux Falls ND 57104
Citibank
Citibank

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