Ray Klein, Inc. Debt Collection Complaint

Ray Klein, Inc. Debt collection department,

Medical Disclosure verification of debt Not given enough info to verify debt Oregon

So my situation is a little more complicated than what is listed above. I 've tried calling the CFPB but she could n't help me. Apparently I had debts in collection in -/-/-, -/-/- and -/-/-. In -/-/- right as I was changing jobs, I asked for a statement. I changed jobs and had a hard time with familial things at the same time and that was the last time I heard from this Credit reporting agency. Since I work for the Veteran 's Administration and it was hacked right after I started in -/-/-, my credit is monitored through -. Today I got on to check activity and it showed activity from this credit reporting agency from -/-/- and -/-/-. I have not heard or seen ANY activity since -/-/- from this agency. When I ran my credit report through -, it shows - accounts with Professional Credit Service that are CLOSED. When I called - and asked why they had n't contacted me, all they said was we contacted you -/-/- and that was the last we heard from you ( me ). I do n't understand how they can legally close accounts and reopen them and start posting to credit reporting agencies two years later with no notification. I 'm very broke and I can not afford any more debt right now. Please help. Please tell me if they can legally reopen accounts they have listed as closed and have n't notified the debtors ( me and my husband ) in TWO YEARS : (. THANK YOU.