General Information Services, Inc Credit Reporting Complaint

Improper use of my credit report report improperly shared by crc

General Information Services, Inc Credit reporting department,

Improper use of my credit report Report improperly shared by CRC Texas

I received an employment offer from - - cable in - - on -/-/2016 pending a consumer background report investigation which was subsequently performed by General Information Services ( GIS ) based out of -, -. I then received an adverse action letter from GIS followed by an email from - - informing me the offer had been rescinded due to criminal conviction information reported by GIS. GIS reported criminal convictions to - - that antedated or preceded the report by more than 7 years which is a violation of - Law, specifically - Business and Commerce Code Chapter 20.05 which states : Sec. 20.05. REPORTING OF INFORMATION PROHIBITED. ( a ) Except as provided by Subsection ( b ), a consumer reporting agency may not furnish a consumer report containing information related to : ( 4 ) a record of arrest, indictment, or conviction of a crime in which the date of disposition, release, or parole predates the consumer report by more than seven years ; ( b ) A consumer reporting agency may furnish a consumer report that contains information described by Subsection ( a ) if the information is provided in connection with : ( 1 )


employment of a consumer at an annual salary that is or may reasonably be expected to be $75000.00 or more. ( b-1 ) A consumer reporting agency may furnish to a person a consumer report that contains information described by Subsection ( a ) if the information is needed by the person to avoid a violation of 18 U.S.C. Section 1033. The salary offered to me for this position as a Call Center Customer Retention Rep was $13.00 per hour or $28000.00 annually. I want to file a compliant that my FCRA rights were violated by GIS by the reporting of criminal convictions to - - cable that were in fact, older than 7 years, which directly led to my employment offer being rescinded, and caused harm to me.

General Information Services, Inc customer in Texas
Nov 15, 2016

* Source: CFPB Complaint Database

General Information Services, Inc response to complaint:
Closed with explanation

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