Immediate Credit Recovery Student Loan Complaint

Immediate Credit Recovery Student loan department,

Federal student loan servicing Dealing with my lender or servicer Don't agree with fees charged Texas

I received a letter from Immediate Credit Recovery stating I owe them $74000.00 In student loans. I called - The department that manages my student loans and they confirmed that I only have - in student loans total. There is - in interest. There are two problems here. 1. I do n't owe - and there is another company already garnishing me for -. Between the two companies they are taking - every two weeks from my pay. That 's - per month and - in the 2 months that have 3 pay dates. How can two different collection agencies garnish you for the same money. Immediate Credit Recovery has also reported double loans to the credit bureau so that now it looks like i have twice the loans in default than I actually have. My credit is bad enough without it doubling up on default payments. i spoke with them back in - about lowering the garnishment amount and they refused. I made arrangements to make payments from my credit card but they have not been taking the payments. I have called and got put through to a voicemail box and no return call. They have no problem calling me 19 times a day when I 'm at work or in bed, but when I call them with a problem I get no response.