Experian Credit Reporting Complaint

Credit reporting company's investigation investigation took too long

Experian Credit reporting department,

Credit reporting company's investigation Investigation took too long Georgia

I have repeatedly disputed these inquiries with Experian, I set my dispute certified mail. Experian did n't respond within the 30 days which is a violation of the FCRA - -. The FCRA states that the only permissible purpose for pulling someone 's credit report is a ) firm offers b ) insurance c ) employment or d ) a court order. I did n't authorize any of these inquiries. I sent dispute letters to Experian and dispute letters to the furnisher and they never sent me a copy of my signature or a contract, these inquiries are still not deleted from my credit report. These inquiries are affecting my credit score. I attached a copy of the companies that pulled my credit, whom I did not give permission to do so. Please remove these inquiries from my credit report immediately.

Experian customer in Georgia
Oct 21, 2016

* Source: CFPB Complaint Database

Experian response to complaint:
Closed with explanation

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