Fidelity National Information Services, Inc. (FNIS) Credit Reporting Complaint

Credit reporting company's investigation inadequate help over the phone

Fidelity National Information Services, Inc. (FNIS) Credit reporting department,

Credit reporting company's investigation Inadequate help over the phone Minnesota

On -/-/2016 I sent a certified letter to Chexsystems regarding - items on my consuymer file. In my dispute I asked for Chexsystems to validate this information and provide me with copies of any documentation associated with these accounts. I also, asked that in the absence of any such documentation bearing my signature theat this information be immediately deleted from my file that they maintain under my social security number. On -/-/2016 and -/-/2016 I received letters from Chexsystems stating that their investigation was complete. The letter states that the accounts have been verified as accurate as reported, therefore it would retain in my file. The letter gives me contact information for the bank. It also states that if I request, Chexsystems will provide a description of the procedure used to determine the accuracy of the disputed information in my file. On -/-/2016 I called Chexsystems to request the procedure used to verify the accuracy of the disputed information in my file. I spoke with - a representative who stated that they contacted the bank and the bank told them that it was my account. I asked what documentation was received to verify the accountt he was not able to


and valid and he could not provide any such documentation. I requested to speak witrh a supervisor. He took my name and number to have a supervisor call me back. Today -/-/2016 I received a call from - a supervisor at Chexsystems. I discussed with - the same infromation as I did with - the previous day. I asked for the procedure and documentation showing this account belonged to me and that they were inacurately reporting information as they are not able to provide documentation bearing my signature. - continued to say that I could contact the bank and I continued to request the process they used to verify the account. I said what did they provide to show it was accurate she stated the bank told them it was verified and accurate. After several attempts to request their procedure and documentation I considered it a failed attempt and advised - that I would be contacting the Consumber Financial Protection Bureau. She stated to give her a minute and placed me on hold and then came back and stated that I needed to contact the bank for verification. My - account is still pending. On -/-/16 I placed a security freeze on my file.

Fidelity National Information Services, Inc. (FNIS) customer in Minnesota
Oct 14, 2016

* Source: CFPB Complaint Database

Fidelity National Information Services, Inc. (FNIS) response to complaint:
Closed with explanation

Consumer disputes how Fidelity National Information Services, Inc. (FNIS) handled their complaint

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