Citibank Prepaid Card Complaint

Gift or merchant card Fraud or scam

Citibank Prepaid card department,

Gift or merchant card Fraud or scam Texas

I received a Pre-Paid Citi Card ( debit - ) due to a large purchase of a - dishwasher. The card was a $200.00 pre-paid card. I assumed that I could only charge $200.00 and that would deplete the card to zero. Any additional amount that takes me beyond the $200.00 limit should be declined. However, that is not the case apparently. These pre-paid cards are being sold as a " pre-paid '' card, when in fact you can go negative on your balance. Essentially charging more than the limit you are given. Citi-Prepaid says that this happens if there is a charge pending and another charge hits while the other - is pending. Irrelevant in my opinion. This is fraudulent and should NOT be allowed to happen. I had to speak to - different people with - different companies to try to resolve this - Citi Prepaid Customer Support and the " corporate office '' that they transferred me to. I was transferred back and forth, disconnected 3 times, and spoke with - different supervisors. No one could resolve my issue. I have a NEGATIVE balance on my card of $16.00. Consumers should be protected from this type of activity. This is actually a scam being run my credit card companies and should be stopped.

Citibank customer in Texas
Sep 19, 2016

* Source: CFPB Complaint Database

Citibank response to complaint:
Closed with explanation

Created with Highcharts 4.2.3CitibankComplaint HistoryComplaints7/20148/201410/20142/20153/20155/20156/20157/20158/201512/20151/20162/20168/20169/20161/20172/201700.511.522.533.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3CitibankFraud or scam72.7%27.3%Closed with explanationClosed with monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageFraud or scam1.0%53.1%21.3%4.1%20.3%0.2%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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http://online.citibank.com/
800-870-1073
701 E 60th St N
Sioux Falls ND 57104
Citibank
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