Capital One Credit Card Complaint

Capital One Credit card department,

APR or interest rate Montana

I maintain several credit card accounts with Capital One. On my - Business Credit Card, they apparently have the option to charge a - - of 29.65 % if you are late for an indefinite period of time. Prior to the penalty, I was paying 12.99 %. I have a great payment history with on-time payments, but when I changed banks due to a move, I was late by 4 days, resulting in the increased interest rate. I find it egregious and unfair and would like to submit my complete dissatisfaction with this policy.