Bayfield Financial, LLC Debt Collection Complaint

Taking/threatening an illegal action sued where didn't live/sign for debt

Bayfield Financial, LLC Debt collection department,

I do not know Taking/threatening an illegal action Sued where didn't live/sign for debt Wisconsin

On - -, - I received a garnishment notice from Bayfield Financial, LLC via a plain letter mailed to my sister 's address, which is my address listed for the WI DMV, with an attached income worksheet. Upon further investigation of the stated case information through the WI Circuit Court Access website, I learned of a small claims judgement from -/-/- that I was previously unaware of. I have no knowledge of a notice to appear ever being issued nor signed for. After nearly 10 tax years, - jobs ( including 6 years of military service ), and multiple address changes I am now being notified of a nearly $1400.00 judgement that has accrued an additional $2000.00 of interest. I have researched Bayfield Financial, LLC 's role and determined that they may have purchased my " debt '' back in -/-/- and have a history of unlawful practices such as this. My complaint is that they did properly notify me to appear via certified mail nor file a garnishment/tax refund interception for the past 9 years while interest has continually accrued. They also did not include any information about the original debtor so I can try to determine the full scope of the situation.

Bayfield Financial, LLC customer in Wisconsin
Jul 19, 2016

* Source: CFPB Complaint Database

Bayfield Financial, LLC response to complaint:
Closed with explanation

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