Receivables Performance Management LLC Debt Collection Complaint

Receivables Performance Management LLC Debt collection department,

I do not know Cont'd attempts collect debt not owed Debt was paid California

First of all, there was a valid collections account that I settled with -/collections in - of -. It has been on my credit report as settled ever since then, with commensurate effect on credit status all of this time. In my attempt to rebuild my credit profile since that event, I have checked on my credit report religiously every month, sometimes as many times as twice a month. I recently checked my - credit report via - in - of - and all was ok. This morning, - -, -, I checked my - account and find that this same collection agency I settled the owed amount with back in - of -, is reporting me as having an OPEN collections account with them. They do not however, provide an account number. Suffice it to say that I have not, out of principle, started any cellphone business with - since that phone issue was resolved in - - ( settled debt ), so there would be no reason for another account number. I also have not co-signed for anyone on anything - ever. So, I


Understandably, I have just submitted a dispute with - to that effect. My desire to file a complaint with the CFPB stems from the wanton abuse of Receivables Performance Management 's apparent ability to place a blemish on one 's credit report, creating an unnecessary snowball of a process I must now take to clear my name, all the while driving down my FICO credit score in the interim. It bears worth mentioning that I am in the middle of a refinance transaction and the effect of this irresponsible opening of an erroneous collections account report by this company could complicate the process.