Enova International, Inc. Payday Loan Complaint

Enova International, Inc. Payday loan department,

Payday loan Can't contact lender Can't contact lender Washington

I had a payday loan with CashNetUSA online about four years ago. I had to close my account due to other issues. I did contact CashNetUSA with my updated bank information but they never updated their system. I was sent to at least - different collection agencies that threatened criminal action against me. This part ended about one year ago. Recently I received an e-mail from CashNetUSA stating I would be receiving a refund for -. I received the check dated -/-/2016 for - from Enova. When I deposited the check into my account it was returned for non sufficient funds and my bank charged me an additional - dollars in fees. I live in Washington State. I have attempted to contact CashNetUSA through their website but it wo n't let me log in or update my password. I have attempted to call but the customer service rep I get has such a thick foreign accent that I can not understand him. I am not sure if I qualify for the legal action taken against Enova/CashNetUSA as I do live in Washington State and did so when the loan was taken. I am not a member of any branch of the military. I need to know why they would send me the refund check and then not have the funding in the account to cover the checks.