United Military Mortgage, LLC Mortgage Complaint

United Military Mortgage, LLC Mortgage department,

Other mortgage Credit decision / Underwriting Arizona

The purpose of this complaint is to report a deceptive and misleading advertising scheme by United Military Mortgage LLC. " Low VA Rates '' is the DBA for " United Military Mortgage LLC, a residential loan originator. I am an attorney. On - -, 2016, I received the attached letter from Low VA Rates ( dated - -, 2016 ) which was addressed to my former client, - -. The body of this letter states that " Your VA Guaranteed loan at - - - -. - - has been selected for analysis by Low VA Rates .... Your potential new principal and interest payment has been calculated at $670.00 per month. '' On the reverse side of the letter, Low VA Rates states that the estimate was based from data collected from public and third-party data.


2 ) - - does not own property at - - - -. - -. 3 ) - - - -. - - is in fact my office address. I suspect Low VA Rates simply purchased a mailing list from - of - former creditors and - without doing any research whatsoever - sent a letter claiming that Low VA Rates had in fact " analysed '' and " calculated '' the specifics of - loan. This is a lie and an active attempt to mislead and deceive consumers. As a civil defense attorney, I see many such letters mislead my debtor clients. In my experience, the average reasonable consumer would not be able to determine that Low VA Rates ' claims were false, but would instead be led to understand that research had been done concerning the particular loan and that Low VA Rates was making a solid offer. I further believe that - due to both the claims of the letter and the obvious falseness of said claims - this deception can only be intentional. This is the sort of intentional violation and victimization that the CFPB was created to protect consumers against.