Atlantic Credit & Finance, Inc. Debt Collection Complaint

Credit card Disclosure verification of debt right to dispute notice not received

Atlantic Credit & Finance, Inc. Debt collection department,

Credit card Disclosure verification of debt Right to dispute notice not received Texas

I purchased furniture at - -/-/2015 via - - mos. no interest if paid in full in 12 month 's. I rec 'd a letter in the mail on -/-/2015 from - - stating that the acct. was charged off and sold to - - -. Company as a collector. I never once rec 'd any bills, phone calls, emails from - 's or - Bank prior to account being sold. When I rec 'd the letter, I called - 's and -, neither were willing to help me. I had absolutely flawless credit until this. I had no intentions of not paying. I was not given the opportunity to pay. I am very upset after 34 years of excellent credit to have this happen. I would like to see this issue resolved Fairly without damage to my credit.

Atlantic Credit & Finance, Inc. customer in Texas
Jun 22, 2016

* Source: CFPB Complaint Database

Atlantic Credit & Finance, Inc. response to complaint:
Closed with explanation

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop the phone calls, learn how to stop harassing phone calls

Stop Calls

Loading similar complaints

{{x.COMPANY}} {{x.ISSUE}} {{X.SUB_ISSUE}}

{{x.COMPLAINT_WHAT_HAPPENED | preview}}...

Read more