OneMain Financial Holdings, LLC Credit Card Complaint

OneMain Financial Holdings, LLC Credit card department,

Delinquent account Pennsylvania

I was never late in paying my SpringLeaf credit card account. The account has autopay set up through springleaf and that has been the mode of payment for years. I have n't even used my credit card/ credit line for years, all I have done was pay it off. Springleaf purchased my account off beneficial and continued to get payment through autopay. I do n't know how they can justify destroying my credit over $20.00. Springleaf charged me a yearly fee of $20.00 which I did n't even know about and then compounded late fees on top of it and reported me to the credit bureau. Autopay/ Directpay should have kicked in and I should n't have been late. Springleaf made no attempts to even prompt me that something was wrong. They sent a statement and that was all they did. Other creditors call or send email to make sure their customer is aware of a problem with their account. It is


Because I assumed I owed nothing and if I did autopay would kick in, I did not know about any late payment until I pulled my credit in - 2016. My credit score has dropped at least - points because of $20.00! When I called springleaf they tried to force me to pay over $70.00. I refused to pay a fee I do n't agree with. I told Springleaf I did not want their credit anymore but they insisted I owed them. That card has been dormant for over 2 years. Their behavior is not in good faith and I dispute the charges, late fees and the late report to the credit bureau. Please investigate and remove the negative information off my credit report.