ACE Cash Express Inc. Payday Loan Complaint

ACE Cash Express Inc. Payday loan department,

Payday loan Received a loan I didn't apply for Received a loan I didn't apply for Texas

I am being contacted by letter from - - Tx - - for a loan from Ace that I never applied for. The amount is from what this - guy said was for $500.00 and something dollars back in -. Stating an address that I have never borrowed money from them living at that address. The accrued Balance is now $2000.00 with an settlement offer of $680.00. The only time I have ever borrowed money from Ace was when I lived in - back in -. I had paid that loan down to $200.00 and ended up in the hospital with - the day before it was due. I called them from my hospital bed to inform them of my situation. They would not let anyone go down and pay it for me. The day I got out of the hospital I went to go pay it however they would not take my money because it was late by a day or two. I was contacted by Ace with them wanting me to pay an outrageous amount on the loan which I could not afford. That loan was discharged on my credit back in - or -. In - I


told them I did n't have anymore right now to give. I then started getting phone calls telling me that I was going to get a warrant out for my arrest. I knew then it was a scam. Now after 4 years I am being contacted by letter for a loan I never took out. they have all my info. Friends and family info and I have not dealt with Ace since that time in -. With the threat of a law suit. I told them to take me court because I do n't owe them this $500.00 something loan they say i owe. I do n't need the stress. They said this loan was discharged back in -. I do n't have anything on my credit about that. They ( Ace ) just keeps these loans alive. Upon speaking with this - guy he did n't even try to really get me to pay any of the amount because I mentioned that I have been contacted by scammers before and this was a scam. However he did get me to confirm some information such as people I know. Could have kicked myself for saying yes I know those people.Also looked up the Company name and no address with this company is in -. Address does n't reflect it either. I picked received a loan I did n't apply for because that was the closest thing to fitting my situation.